Automobile Insurance
SBI General Insurance
SBI General Car Insurance offers reliable and affordable coverage for private and commercial vehicles across India. With a wide garage network and quick claim settlement, it ensures peace of mind on the road. Benefits include third-party and comprehensive plans, cashless repairs, and 24×7 customer support.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes (with addon)
Return-to-Invoice– ✅ Yes
Cashless Garages – 16,000+
CSR (OD) – 100% (FY23)
Track Record – Since 2009
3-Yr Avg Complaints – 🟢 Very low
Royal Sundaram Insurance
Royal Sundaram Car Insurance provides comprehensive vehicle protection with features like cashless repairs at 4,600+ garages, quick claim settlement, and optional add-ons. It is known for personalized plans and strong customer service across India.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Assumed
Roadside Assist – ✅ Assumed
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ❓ Not clear
Cashless Garages – 3,300+
CSR (OD) – 98.6%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 Low
Bajaj Allianz Insurance
Bajaj Allianz Car Insurance is one of India’s most trusted auto insurers, offering extensive coverage, competitive premiums, and 24×7 claim assistance. With a vast network of garages and digital claim settlement, it ensures a hassle-free experience.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 4,000+
CSR (OD) – 98.5%
Track Record – Since 2001
3-Yr Avg Complaints – 🟢 Low
Reliance General Insurance
Reliance General Car Insurance delivers flexible and budget-friendly car insurance with benefits like instant policy issuance, roadside assistance, and over 8,200+ cashless garages. Known for its fast claim process and digital-first approach.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 8,200+
CSR (OD) – 98%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 Low
Liberty General Insurance
Liberty General Car Insurance offers tailor-made car insurance plans with affordable premiums, add-on options, and cashless servicing at 6,100+ garages. It focuses on fast claim processing and a customer-centric approach.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Likely
Roadside Assist – ✅ Likely
NCB & NCB Protection– ✅ Yes (with addon)
Return-to-Invoice– ✅ Yes
Cashless Garages – 4,500+
CSR (OD) – 98%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 Low
Kotak Mahindra General Insurance
Kotak Car Insurance ensures strong vehicle protection with comprehensive and third-party cover options. It provides cashless repairs at 5,000+ garages, quick claims, and additional benefits like zero depreciation and engine protection.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes (via add-on)
Roadside Assist – ✅ Likely
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 2,300+
CSR (OD) – 98%
Track Record – Since 2001
3-Yr Avg Complaints – 🟢 Low
Digit Insurance Insurance
Digit Car Insurance is a digital-first insurer offering simple, transparent, and paperless car insurance. With affordable premiums, smartphone-enabled inspections, and quick claims, it’s ideal for modern-day car owners.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – “Repair Anywhere” network
CSR (OD) – 96%
Track Record – Since 2017
3-Yr Avg Complaints – 🟢 Low
Future Generali Insurance
Future Generali Car Insurance provides end-to-end protection with cashless repairs at 3,500+ garages, easy online policy issuance, and customized add-ons. Known for quick claim settlement and wide coverage options.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Likely
Roadside Assist – ✅ Likely
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 3,500+
CSR (OD) – 96.30%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 Low–Medium
Chola MS Insurance
Chola MS Car Insurance offers reliable vehicle insurance with a vast network of garages, quick digital claims, and optional covers like zero depreciation and roadside assistance. Backed by strong customer service and financial stability.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅Likely
Roadside Assist – ✅Likely
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 4,600+
CSR (OD) – 96%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 🟢 Low–Medium
ICICI Lombard Insurance
ICICI Lombard Car Insurance is a leading insurer offering comprehensive car policies, cashless repair at 6,800+ garages, and instant claim approvals. With a strong brand and digital services, it’s a top pick for car owners in India.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 5,600+
CSR (OD) – 94.80%
Track Record – Since 2001
3-Yr Avg Complaints – 🟢 Low
HDFC ERGO General Insurance
HDFC ERGO Car Insurance provides all-around car protection with 7,000+ cashless garages, instant e-policy, and a seamless claim process. It offers extensive add-ons, 24×7 support, and a customer-first approach.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Yes
Roadside Assist – ✅ Yes
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – 13,000+
CSR (OD) – 97%
Track Record – >20 years
3-Yr Avg Complaints – 🟢 Very low
Shriram General Insurance
Shriram General Car Insurance offers affordable car insurance plans with both third-party and comprehensive options. It features a wide garage network, digital claims, and flexible add-ons for enhanced protection.
Features and information
IDV Range – ( Based on age)
Zero-Dep Cover – ✅ Yes
Engine Protect – ✅ Assumed
Roadside Assist – ✅ Likely
NCB & NCB Protection– ✅ Yes
Return-to-Invoice– ✅ Yes
Cashless Garages – Few network
CSR (OD) – Not available
Track Record – Since 1970
3-Yr Avg Complaints – 🟢 Low–Medium
Welcome to PolicyCompare’s Automobile Insurance – your gateway to complete protection for your vehicles. In today’s unpredictable driving environment, having the right auto insurance is not just a legal need — it’s essential for your safety and peace of mind.
At PolicyCompare, we know that every driver is different, and so are their coverage needs. That’s why we offer customized auto insurance solutions that match your unique lifestyle, driving habits, and vehicle type.
With our competitive rates, fast claim support, and a commitment to service excellence, we aim to be your trusted insurance partner on every journey.
Automobile Insurance and its types
Driving comes with freedom — and responsibility. At PolicyCompare, we help you secure that freedom by offering a wide range of automobile insurance plans designed to protect your vehicle, finances, and peace of mind.
Whether you drive a car, ride a bike, or manage a fleet of commercial vehicles, we’ve got the right coverage tailored to your needs.
- Comprehensive Insurance Covers both third-party liabilities and damages to your own vehicle due to accidents, theft, fire, natural disasters, and more. Ideal for complete protection.
- Third-Party Insurance Mandatory by law in India, this policy covers any damage or injury caused to a third party by your vehicle. It does not cover your own vehicle.
- Own Damage (OD) Insurance This plan covers damages to your own vehicle caused by accidents, theft, fire, or natural calamities — but doesn’t include third-party coverage.
- Commercial Vehicle Insurance Specifically designed for vehicles used for business purposes — such as trucks, taxis, delivery vans, etc. Protects against accidents, legal liabilities, and cargo loss.
- Two-Wheeler Insurance Start with basic term insurance and later convert it into whole life or endowment plan.Tailored for bikes and scooters, this plan includes both third-party and comprehensive coverage options for everyday riders.
Top 10 Companies That Provide Term Insurance In India
Essential Documents for Health Insurance Coverage
Proof of Identity (e.g., Aadhaar card, passport, PAN card)
Age Proof (e.g., birth certificate, school leaving certificate)
Proof of Address (e.g., utility bill, Aadhaar card, passport)
Duly filled application form
Income Proof (e.g., salary slips, income tax returns)
